The effect of personality traits on credit score using myers-briggs yype indicator (MBTI) personality types

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dc.contributor.authorErtemel, Adnan Veysel
dc.contributor.authorÇaylak,Gökhan
dc.date.accessioned2021-12-03T10:57:14Z
dc.date.available2021-12-03T10:57:14Z
dc.date.issued2021en_US
dc.departmentFakülteler, İşletme Fakültesi, Uluslararası Ticaret Bölümüen_US
dc.description.abstractCredit scoring plays an increasingly important role in our lives. This is true even in various nonfinancial contexts including but not limited to marketing and human resources. This study adopts the notion that one’s credit score could be affected by his/her personal characteristics. Therefore, this study investigates the relationship between personality traits and credit score. The study is significant in that, contrary to the extant literature on the subject that uses the well-known Big Five model, it uses the Myers-Briggs Type Indicator (MBTI), which is shorter and more practical for commercial uses. A quantitative study was carried out and a survey was administered on 181 valid respondents. The results demonstrate that sensing and judging dimensions positively correlate with the credit score. As Conscientiousness dimension in Big Five overlaps with MBTI sensing and judging dimensions, and the findings partly conform to the former studies that use the Big Five model. The results obtained have important managerial implications.en_US
dc.identifier.doi10.1007/978-3-030-77438-7_11en_US
dc.identifier.endpage199en_US
dc.identifier.scopus2-s2.0-85114323583en_US
dc.identifier.scopusqualityN/Aen_US
dc.identifier.startpage185en_US
dc.identifier.urihttps://hdl.handle.net/11467/5101
dc.identifier.urihttps://doi.org/10.1007/978-3-030-77438-7_11
dc.identifier.volume19en_US
dc.indekslendigikaynakScopusen_US
dc.language.isoenen_US
dc.publisherSpringeren_US
dc.relation.ispartofEurasian Studies in Business and Economicsen_US
dc.relation.publicationcategoryKitap Bölümü - Uluslararasıen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectPersonality Traitsen_US
dc.subjectCredit Scoreen_US
dc.subjectMBTIen_US
dc.subjectFinancial inclusionen_US
dc.titleThe effect of personality traits on credit score using myers-briggs yype indicator (MBTI) personality typesen_US
dc.typeArticleen_US

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