The effect of personality traits on credit score using myers-briggs yype indicator (MBTI) personality types
Küçük Resim Yok
Tarih
2021
Yazarlar
Dergi Başlığı
Dergi ISSN
Cilt Başlığı
Yayıncı
Springer
Erişim Hakkı
info:eu-repo/semantics/closedAccess
Özet
Credit scoring plays an increasingly important role in our lives. This is true even in various nonfinancial contexts including but not limited to marketing and human resources. This study adopts the notion that one’s credit score could be affected by his/her personal characteristics. Therefore, this study investigates the relationship between personality traits and credit score. The study is significant in that, contrary to the extant literature on the subject that uses the well-known Big Five model, it uses the Myers-Briggs Type Indicator (MBTI), which is shorter and more practical for commercial uses. A quantitative study was carried out and a survey was administered on 181 valid respondents. The results demonstrate that sensing and judging dimensions positively correlate with the credit score. As Conscientiousness dimension in Big Five overlaps with MBTI sensing and judging dimensions, and the findings partly conform to the former studies that use the Big Five model. The results obtained have important managerial implications.
Açıklama
Anahtar Kelimeler
Personality Traits, Credit Score, MBTI, Financial inclusion
Kaynak
Eurasian Studies in Business and Economics
WoS Q Değeri
Scopus Q Değeri
N/A
Cilt
19
