Les développements des credits du secteur bancaire en Turquie: la période 2005-2015
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Dosyalar
Tarih
2017
Yazarlar
Dergi Başlığı
Dergi ISSN
Cilt Başlığı
Yayıncı
İstanbul Ticaret Üniversitesi
Erişim Hakkı
info:eu-repo/semantics/openAccess
Özet
L’objet de cette étude est d'analyser les développements des crédits du secteur bancaire surtout en mettant l'accent sur les banques de dépôt, banques de participation et banques de développement et d’investissement. Les données ont été fournies par l’Agence de Réglementation et de Surveillance Bancaires (BDDK en turc) et Oxford Economics pour la période 2005-2015. D’après les résultats de l’analyse, l’accroissement des crédits était plus rapide que celui des actifs pour l’économie turque; la croissance annuelle moyenne des crédits était 28,78% alors que celle des actifs était 20,52%. Pour cette période, afin d’avoir une croissance annuelle moyenne de 4,31% du PIB, on peut dire qu’il faut avoir une croissance annuelle moyenne de 20,52% en actifs bancaires. De 2005 à 2015, les banques de dépôt dominaient considérablement le secteur bancaire à tous égards à tel point que leur part annuelle moyenne dans l’ensemble des crédits bancaires était toujours environ 90%. Toutes les banques du secteur ont progressivement augmenté l'allocation des crédits à moyen et long terme par rapport à court terme.
The purpose of this study is to analyze developments of the banking sector credits mainly focusing on deposit banks, participation banks and development and investment banks. The data were provided by the Banking Regulation and Supervision Agency (BDDK in Turkish) and Oxford Economics for the period 2005-2015. According to the results of the analysis, the increase in loans was faster than assets for the Turkish economy; the average annual credit growth was 28.78% while that of assets was 20.52%. For this period, in order to have an average annual growth of 4.31% of GDP, it must have an average annual growth of 20.52% in assets. From 2005 to 2015, deposit banks significantly dominated the banking sector in all respects to such an extent that their annual average share in the total bank loans was about 90%. All banks in sector have gradually increased the allocation of the medium and long term loans compared to the short term.
The purpose of this study is to analyze developments of the banking sector credits mainly focusing on deposit banks, participation banks and development and investment banks. The data were provided by the Banking Regulation and Supervision Agency (BDDK in Turkish) and Oxford Economics for the period 2005-2015. According to the results of the analysis, the increase in loans was faster than assets for the Turkish economy; the average annual credit growth was 28.78% while that of assets was 20.52%. For this period, in order to have an average annual growth of 4.31% of GDP, it must have an average annual growth of 20.52% in assets. From 2005 to 2015, deposit banks significantly dominated the banking sector in all respects to such an extent that their annual average share in the total bank loans was about 90%. All banks in sector have gradually increased the allocation of the medium and long term loans compared to the short term.
Açıklama
Anahtar Kelimeler
L’économie De La Turquie, Secteur Bancaire Turc, Les Crédits À Court/Moyen et Long Terme, Turkish Economy, Turkish Banking Sector, Short/Medium and Long Term Loans
Kaynak
İstanbul Ticaret Üniversitesi Sosyal Bilimler Dergisi
WoS Q Değeri
Scopus Q Değeri
Cilt
16
Sayı
31
