The Effect of Maturity Structures of Bank Assets and Liabilities on Performance: An Empirical Implementation on Deposit Banks in Turkey

dc.contributor.authorAlkan, Akın Taylan
dc.contributor.authorErsoy, Hicabi
dc.contributor.authorErdoğan, Mefule Fındıkçı
dc.date.accessioned2024-10-12T19:51:08Z
dc.date.available2024-10-12T19:51:08Z
dc.date.issued2022
dc.departmentİstanbul Ticaret Üniversitesien_US
dc.description.abstractThe increasing role of the financial system in the economy as a result of the global structure, technological progress, and the interdependence of financial institutions has led to the emergence of the importance of stability in the banking sector. For this reason, the financial system has become undeniable in terms of the economic policies of the countries. In a capital-intensive economy, the banking sector is the building block of the financial system. Therefore, profitability and growth in the banking sector are in a position to support economic development. This study, it is aimed to examine the effect of the maturity structure of loans and deposits in bank balance sheets on bank performance. In this context, how the net interest margin, which is an one indicator banks' profitability, is affected by deposit and loan maturities was analyzed with the censored Tobit model method for the 2003-2019 period. The study shows that changes in the maturity structure of loans have an effect on the Net Interest Margin in periods when interest rates increase.en_US
dc.identifier.doi10.33203/mfy.1082190
dc.identifier.endpage246en_US
dc.identifier.issn1308-6014
dc.identifier.issue117en_US
dc.identifier.startpage233en_US
dc.identifier.trdizinid1149225en_US
dc.identifier.urihttps://doi.org/10.33203/mfy.1082190
dc.identifier.urihttps://search.trdizin.gov.tr/tr/yayin/detay/1149225
dc.identifier.urihttps://hdl.handle.net/11467/8971
dc.identifier.volume1en_US
dc.indekslendigikaynakTR-Dizinen_US
dc.language.isoenen_US
dc.relation.ispartofMALİYE FİNANS YAZILARIen_US
dc.relation.publicationcategoryMakale - Ulusal Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/openAccessen_US
dc.snmzTR-Dizin_20241012en_US
dc.subjectBanking Performance Analysisen_US
dc.subjectMaturity Structures of Assets and Liabilitiesen_US
dc.subjectDynamic Censored Tobit Modelen_US
dc.titleThe Effect of Maturity Structures of Bank Assets and Liabilities on Performance: An Empirical Implementation on Deposit Banks in Turkeyen_US
dc.typeArticleen_US

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