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Gender, information technology, financial literacy, financial accessibility, and performance of msmes in Indonesia
(Istanbul Commerce University, 2023) Lestari, Mia; Basri, Yesi Mutia; Gusnardi, Gusnardi; Wahyuni, Nita
MSMEs have become the concern of governments in many countries because of their contribution to improving the economy. For this reason, this study analyzes several factors that can affect the performance of SMEs. This study analyzes gender disparities, technology use, financial literacy, and financial accessibility on the performance of MSMEs. A total of 245 SMEs became respondents in this study. The questionnaire technique was used to collect data delivered directly to MSME managers in Rokan Hilir regency, Indonesia. Data analysis using SEM with warpPLS 8.0 shows that there is no difference in performance between women and men. Meanwhile, other factors, such as the use of technology, financial literacy, and financial accessibility, significantly improve the performance of MSMEs.This research contributes to the government increasing the role of women in MSMEs, providing training on the use of information technology, and providing access to finance. For MSME actors, it is necessary to increase their understanding of information technology and financial literacy.