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Financial literacy and its determinants among households in Jimma Zone
(İstanbul Ticaret Üniversitesi, 2020) Mengesha, Tadele; Timbula, Mekuanint Abera; Mekonnen, Yonas; Kebede, Matewose
Financial literacy becomes a topical issue for academicians and policy makers, both in developed and developing countries. This might be because of the fact that there is low level of financial literacy prevailing across the world. To achieve the objective of the study, a quantitative research design and a cross sectional survey research approach was used. The research focused on the urban area of Jimma Zone by taking a sample of 173 households using multi-stage sampling. The result of multiple regression analysis showed that educational levels of the households have a significant and positive effect on their level of financial literacy. That is, as the educational level of households increase, their financial literacy levels will also increase. But the remaining three predictors i.e. Age; Gender and financial literacy training from microfinance institutions have no significant effect on the financial literacy level of the households.