Özpınar, AlperSerengil, Sefik Ilkin2019-08-082019-08-082019https://hdl.handle.net/11467/2859https://doi.org/10.29137/umagd.484670ATMs are physical interaction points between financial institutions and real customers. Storing physical cash causes renouncing to get interested. On the other hand, customer satisfaction requires to store the necessary cash amount. This concern becomes even more critical for countries having high-interest rate and overnight interest rates are higher. In this paper, we will show that daily cash withdrawals are predictable and we will propose a cost function for replenishment optimization. Experiments show that proposed model decrease idle balance dramatically.eninfo:eu-repo/semantics/openAccessATM ReplenishmentCash OptimizationArticle11140240849414810.29137/umagd.484670